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Baccarat tie and pair bets
The Tie bet in baccarat pays 8 to 1 when Player and Banker finish with the same total, about once in 10.5 hands. Player Pair and Banker Pair pay 11 to 1 when the first two cards of that hand are the same rank, about once in 13.4 hands. All three are side bets, with house edges of 14.36% on Tie and 10.36% on each pair.
The Tie bet
You win the Tie bet when both hands end on the same total, after any third cards. It pays 8 to 1: a 10 bet wins 80. When a tie comes, bets on Player and Banker push and come back, so a tie never costs a Banker or Player bet anything.
Example: Player has 10♠6♥, a 6, and stands. Banker has 2♣4♦, a 6. Because the Player stood, Banker stands on 6 too. It is a tie, 6 to 6.
Tie odds
| Tie | |
|---|---|
| Chance | 9.52% |
| About one hand in | 10.5 |
| Pays | 8 to 1 |
| House edge | 14.36% |
To break even, a bet that comes once in 10.5 hands would need to pay about 9.5 to 1. At 8 to 1 it falls short. Some casinos pay 9 to 1 on a tie, and then the house edge is 4.84%. Our table pays 8 to 1.
Player Pair and Banker Pair
A pair bet wins when the first two cards of that hand are the same rank. Suits don't matter, and the third card doesn't count.
- 8♠8♦ is a pair.
- Q♥Q♥ is a pair. With eight decks, two identical cards can come out together.
- K♠Q♠ is not a pair, even though both count 0. The rank has to match.
The pair bet doesn't care who wins the hand. It is settled on the first two cards alone. A Player Pair and a Banker Pair can both win on the same hand.
A pair example
You bet 50 on Banker and 5 on Banker Pair. Player gets 3♣4♦, a 7, and stands. Banker gets 6♠6♥, a 2, and draws 2♦ for a total of 4. Player wins, 7 to 4. Your Banker bet loses 50, but the first two Banker cards were a pair of 6s, so the Banker Pair wins 55. You are up 5 on the hand.
Pair odds
Eight decks hold 32 cards of each rank. Once the first card is out, 31 of the 415 cards left match it, so a pair comes 7.47% of the time.
| Player Pair | Banker Pair | |
|---|---|---|
| Chance | 7.47% | 7.47% |
| About one hand in | 13.4 | 13.4 |
| Pays | 11 to 1 | 11 to 1 |
| House edge | 10.36% | 10.36% |
How they compare
| Bet | Average cost per 100 bet |
|---|---|
| Banker | 1.06 |
| Player | 1.24 |
| Player Pair or Banker Pair | 10.36 |
| Tie | 14.36 |
Over a shoe of about 80 hands with 10 on Tie every hand, the average cost is about 115. The same 10 on Banker every hand averages about 8.50. The side bets pay big when they hit and cost more over time. A small side bet next to a main bet is a common way to play them. Baccarat odds.
On the scoreboard
Ties show as a green mark on the Bead Road and a green slash on the Big Road. Pairs show as small dots on the mark: red for a Banker Pair, blue for a Player Pair. Like every other result, ties and pairs don't make the next one more or less likely. The scoreboard.
Other side bets
Casinos offer many more baccarat side bets, such as Dragon Bonus, Dragon 7, Panda 8 and Lucky 6, each with its own rules and pay table. Our table deals the standard three: Tie, Player Pair and Banker Pair.
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Questions
How often does a tie happen in baccarat?
About 9.52% of hands, roughly one in 10.5. An 8-deck shoe of about 80 hands has 7 or 8 ties on average.
What does a tie pay in baccarat?
8 to 1 on the table here. A 10 Tie bet wins 80. Some casinos pay 9 to 1.
What happens to Banker and Player bets on a tie?
They push. Your bet comes back to you, neither won nor lost.
What is a Player Pair in baccarat?
A side bet that the Player's first two cards are the same rank, such as two 8s. It pays 11 to 1 whether Player wins or not.
Does a king and a queen count as a pair in baccarat?
No. Both count 0, but a pair needs two cards of the same rank, such as two kings.
Is the tie bet worth it in baccarat?
It is the most expensive bet on the table, with a 14.36% house edge at 8 to 1. Banker costs 1.06% and Player 1.24%.
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